Aren’t late fees the card company’s way of making sure that you pay your bill at all? With the Citibank card, paying late carries the usual fee of up to $39 if you pay late and haven’t made a purchase during the billing period. If you want a card with no late fees, you probably already have one. Don’t pay late, and there is no fee.
Credit Cards Without Late Fees? Banks have special programs such as No Credit Acquisition programs and No Credit Home Acquisition programs. Many people these days can’t afford a credit check and prefer no credit check mortgages.
The programs are provided using a cooperation system with credit partner networks. People often see them as saviors, because the applicant doesn’t need credit loan to pay the credit partner. The real estate investor can even pay closing costs and credit partner fees.